ON Friday, June 28, the National Pension Commission, PenCom, submitted a position paper to the Senate Committee on Establishments and Public Service and the House Committee on Pensions, at the joint public hearing on the Bill for an Act to repeal the Pension Reform Act 2004 and enact the Pension Reform Act, 2013, to make provision for Contributory Pension Scheme, CPS, and for connected matters. For record purposes, beginning from this edition, Pension and You, will publish the presentation of PenCom, the regulator in the Pension industry.